About Balance Transfer

The concept of Balance Transfer has really made the lives of customers easier. Balance Transfer is basically the transfer of your loan or the amount owed in your credit card, to an account with another bank, which is then paid at the interest rates of the latter. Customers usually go for this when they find banks/financial institutions offering interest rates lower than their initial vendors.

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How we can help?

It requires great deal of deliberation from the customer to understand and take the right decision with respect to a balance transfer. Even the banks too, approach with caution when taking up the responsibility of the transferred loan. In such cases, you definitely need the right support and guidance to help you through the process and give you the best deal in the market. And that’s exactly where Royal Finserv can help.

Our Balance Transfer Calculator can help you sift through the different comparisons based on your requirements. Taking into consideration all your existing data, as your outstanding loan amounts, remaining loan tenure etc, along with paying heed to the fine prints that might be applicable, we give you the best customized solution you can find.

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Eligibility Criteria

  • Any Indian citizen in good standing who is salaried, self-employed or business person with regular source of income can apply for a credit card
  • The applicant should be above the age of 21 years
  • Should be currently employed with existing organization or been involved in your business for a specific number of years
  • There should not be any sort of bad credit in your name, running up to the transfer application. If it happens, there is a high probability that the bank might reject your application.
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